A car accident in Tulsa can result in property damage to your vehicle. However, a crash can also result in traumatic physical injuries for you and your passengers. Your injuries may result in economic damages. Who is responsible for your damages after a car accident in Tulsa? What damages can you recover after a car wreck?
Who is Responsible for Car Accident Damages in Oklahoma?
Oklahoma is a fault state for car accident claims. If you are responsible for causing a car crash, you can be financially liable for all damages resulting from the collision.
For that reason, the state requires all drivers to carry a minimum amount of liability insurance. Liability insurance compensates accident victims for their damages when you cause a car crash.
The minimum car insurance requirements in Oklahoma are:
- $25,000 coverage for injury to one person
- $50,000 coverage for injuries per accident
- $25,000 for property damage
However, drivers can purchase higher amounts of car insurance. Because a minor injury could result in damages that exceed the minimum coverage, many insurance providers recommend carrying higher amounts of liability insurance. High-net-worth individuals may want to discuss an umbrella insurance policy to protect their assets in the event of a catastrophic car accident in Tulsa.
What Damages Can I Recover for an Accident Claim?
The types of damages included in your car crash claim depend on numerous factors. In most cases, accident victims are entitled to receive compensation for damages such as:
- Past, present, and future cost of medical treatment and care
- Past, present, and future cost of personal care or in-home health care
- Loss of income, including future lost wages and decreases in earning capacity
- Permanent impairments and disabilities
- Mental, physical, and emotional pain and suffering
- Scarring and disfigurement
- Loss of enjoyment of life or quality of life
- Other out-of-pocket expenses, such as travel expenses to and from doctor appointments or modifications to a home or vehicle because of a permanent disability
The value of your personal injury claim depends on the severity and type of injuries you sustained in the crash. It also depends on other factors such as liability, availability of insurance, financial losses, and the duration of your recovery.
It is unwise to settle your injury claim before you complete medical treatment. You cannot know the extent of your injuries or damages until your doctor releases you from treatment and you receive your prognosis. Also, it is unwise to settle your claim without talking to an Oklahoma car accident lawyer.
A lawyer reviews your claim to ensure that you are receiving a fair amount for your damages. An experienced personal injury attorney understands how to use the evidence in your case to calculate the maximum value for your injury claim. The insurance company will offer the lowest amount it believes you will accept to resolve your claim, which could be thousands of dollars under the claim’s actual value. Therefore, let an attorney review the settlement offer before you accept it.
We Are Here to Help You With Your Claim for a Car Accident in Tulsa
Contact The Law Office of Michael R. Green, PLLC, by calling (866) 944-4733 to schedule your free consultation to discuss your car accident claim with an experienced lawyer.